Category Archives: GENERAL

M.COM QUESTION PAPER

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         December 2016                              April 2017

Judo-Taekwondo Championship organized by Haria Global School

It was a fantastic even for which MY KIDS were eagerly waiting since Diwali. It was a promise given to them that they would have an exposure of a fine tournament with various school children. We invited 50 children from various schools of Jamnagar viz. Nand Vidya Niketan, Essar School, Satya Sai Vidyamandir, St. Fransis, P.V.Modi School, Podar International School. Children from Haria Global School had a great encounters with their like children from other schools too. The said even was organized on 28th February 2016 at our KG SECTION HALL.

The championship was organized by us and being conducted wonderfully by our coach She. Sarfaraz Sir and his dedicated team. There had been events for Judo and Taekwando differently. Categories were as per the norms weight of the participants.

We also provided snacks and lemon juice to all participants. Medals were distributed to all winners in all three categories of Gold, Silver and Bronze. Children of our kind Haria Global School won 23 medals as 9 Gold,10 Silver,4 Bronze.

It was really a wonderful event that has given great confidence to our kids and lead them to be the WINNER.

Haria Global School , Jamnagar

Visit the Official Facebook Page of Haria Global School Haria Global School Facebook Page

Inspiring Story – Hero Dad Dies From Cancer After Raising £500k To Help Daughter Battling Same Disease

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An inspirational dad who spent his final days raising £500,000 for his young stepdaughter’s cancer treatment while battling his own brain tumour has died.

Tom Attwater, 32, has been labelled a hero after ignoring his own disease to ensure that six-year-old Kelli Smith was given the best start chance of life.

The youngster endured childhood cancer neuroblastoma aged just three-months-old and then again aged three in 2012.

And in the same year, tragic Tom was diagnosed with terminal brain cancer – and he spent his remaining years raising funds for the daughter of his wife, Joely.

Paying tribute to her husband’s efforts, Joely said: “Tom was my hero. His drive to help Kelli astounded all who knew him.

“Despite his extreme fatigue and daily seizures, he got out of bed every day to help fundraise.

“He wanted me to know that although he wouldn’t live to any age, Kelli would have the very best chance of life.”

Tom wanted Kelli to receive pioneering medical care not available on the NHS and vowed to raise half a million pounds so that he could send her to America.

Last December, Tom’s dying wish came true when he hit the £500,000 mark, something he described as the “greatest achievement of his life”.

Just one month before he had celebrated the birth of his son Fletcher with Joely, who was born against the odds while Tom was having cancer treatment.

But on Tuesday this week, the brave dad lost his battle against the disease and sadly died at his home in Pattingham, Staffs., with his family by his side.

Heartbroken Joely, a social care student, said: “Tom gave me the happiest moments of my life and I am in indescribable pain now he has gone…

“This is a very tough time for Kelli. We explained that daddy’s ‘naughty lump’ in his head couldn’t be cured and that one day he would go to heaven while she was still a child.

“That’s why it meant so much to Tom to walk Kelli down the aisle at our wedding because he knew he wouldn’t be there when she is a bride, and Kelli knew this.

“She will cherish that moment forever.”

Joely described the moment she told Kelli that daddy would have to leave them soon as “the most difficult moment of her life”.

She added: “Kelli is a daddy’s girl and she will struggle to adjust without her wonderful, loving father.

“Little Fletcher’s face always lit up and showed a real look of love when he was in Tom’s arms.

“We have hundreds of pictures of their time together and I am devastated that they will be all Fletcher has of the amazing man who was overjoyed to see him born…

Tom’s father Tony Attwater, 62, said: “We are so proud that despite his illness he managed to raise all that money for the Kelli appeal.

“We will miss him so much. His personality filled the room.”

His mum Sue Attwater, 61, added: “He worked hard and played hard but family always came first.

“He always told Kelli never to give up on anything but unfortunately this was one fight he could never win.”

Kelli is currently cancer free but has been told she is likely to suffer a relapse and the money raised will go towards the treatment in the USA if this occurs.

Joely has now set up a memorial fund in Tom’s name for Brain Tumour Research. It can be found atwww.justgiving.com/tomattwatermemorialfund

JVIMS – CZMG Dholida 2015

First Ever FLASH MOB @ DKV CIRCLE, JAMNAGAR by Shri G.H.Gosrani Commerce and Shri D.D.Nagda B.B.A. College

First Ever FLASH MOB @ DKV CIRCLE, JAMNAGAR by Shri G.H.Gosrani Commerce and Shri D.D.Nagda B.B.A. College
The College students mesmerized the public of Jamnagar with the flash mob, in an effort to create awareness and to make a clarion call to the masses by sending out a host of messages as:
1)Swachh Bharat
2)Blind Faith
3)Corruption
4)Eve teasing

Inspiring Story of a son of an Illiterate Farmer

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P C Mustafa, founder, ID Special Foods.

While growing up in an illiterate farmer’s family in a remote part of Wayanad, Kerala, P.C. Mustafa did not have a lot of expectations. “I grew up in a remote village. There was lack of basic facilities. I was poor in studies and failed in Class VI.” This was just the shock he needed. As the reality of having to work on a farm if he did not study struck him, he decided to take another shot at educating himself. This time, he succeeded, and a few years later managed to join an engineering course at National Institute of Technology, Calicut. His first job was with Motorola in Bangalore. After some time, the company deputed him to the UK on a long-term project. “Maybe it’s my background, or whatever, I couldn’t live on a diet of potatoes there,” he says.

Homesick, he decided to look for a way out. “I decided to go to the hometown of all Malayalis, the Gulf,” he says. He joined Citibank’s technology department where he worked for seven years in several cities in the region, including Riyadh and Dubai. Still, his heart was fixated on India, as he wanted to spend time with his parents. Another ambition was pursuing higher studies.

After returning to India, Mustafa pursued the executive MBA programme at Indian Institute of Management, Bangalore. It was during this course that he decided to take a plunge into entrepreneurship. Mustafa’s cousins – Sanshudeen T.K., Abdul Nazer, Jafar T.K. and Noushad T.A. – ran a kirana shop in Thipassandra, a Bangalore suburb. “I would sit in the shop on weekends and holidays. After IIM, I could have got a job anywhere, but I decided to be on my own,” says Mustafa. Sitting in the shop Mustafa would notice women buying batter for idlis and dosas. In spite of the poor quality of the batter and irregular supply, it used to fly off the shelves. This gave him the idea to enter the packaged food business for which he dipped into his Rs 14 lakh savings.

Mustafa says a lesser-known secret of retail in South India is the sheer number of kirana stores run by Malayalis. And, among sub-communities, the high level of specialisation. So, one community could be running just vegetable shops while another could be focused on bakery products. This helped Mustafa when he started the business with his cousins. “Most of these people have little education and capital. What works for them is hard work. Rents are high, margins thin, but workers usually enjoy the same status as owners. When these stores grow, they have a ready supply of workers, usually friends and relatives. After a time, some workers start their own stores,” he says.

The cousins, aware of their humble background, started small. They brought 5,000 kg rice and made 15,000 kg batter, which they distributed as samples. “This is where feedback from our kirana customers was crucial. By the end of the experiment, we knew how to make ideal batter.”

Mustafa says with advent of nuclear households, Indian women have enormous demands on their time as they juggle job and house work. “She wants to be seen as taking care of her family by serving them fresh food. Our aim was to complement her efforts, not compete with her, which is why we will never get into the ready-to-eat segment. Our aim was if the idli was fluffy and tasted well, credit should go to her,” he says.

In 2008, the cousins rented a 50-square-feet kitchen and a grinder. The batter was delivered on a scooter. Nazer did the grinding while Sanshudeen took care of delivery. And yes, the Malayali kirana network did help, at least in the beginning. Mustafa says initially the idea was he would remain just an investor. “I had to take a call. If we wanted to scale up, we had to put organisational structures in place and run operations professionally. That is when I decided to enter the business full time and the company started operating formally,” he says.

What set them apart, he says, was quality. They did not add preservatives or additives to the batter and used low-sodium salt and water purified by the reverse osmosis method. “Our product is 100 per cent natural. We do not use chemicals or preservatives. It is just like the home-made product.” While the company was informally known as Best Foods Pvt Ltd, copyright issues forced a change to ID Special Foods Pvt Ltd.

Sadananda Maiya, who built and later sold MTR Foods, and who now runs Maiya Foods, which is into spices, ready mixes and ready-to-eat segments, says the fresh food business is risky because of the short shelf life of the products and the problem of logistics. “It is hard to crack,” he says. ID, however, seems to have done it.

By 2010, the brothers were selling 2,000 kg batter a day. The annual revenue had touched Rs 4 crore. The company employed 40 people, though distribution was limited to Bangalore. At this stage, attempts to expand to Chennai failed. “We learnt several lessons. First, this is as much a logistics business due to the product’s short shelf life as it is a food business. One reason our attempt to crack the Chennai market failed was the poor quality of refrigeration and air-conditioning facilities.” Attempt to diversify by getting into snacks such as rose cookies and diamond cuts didn’t take off either due to lack of value proposition and product differentiation. Here, the company did not stick to its core strength – making products with a short shelf life.

Other challenges also kept cropping up. One was wastage. As it is a daily distribution business, inventory means losses. In the early days, wastage was as high as 25 per cent. “We had to get the ideal mean between ensuring availability and minimising unsold inventory.” Mustafa says that is where his IT experience helped. They developed an application to capture data on a real-time basis, cutting wastage to 1.6 per cent. Also, the plan to sell Malabar parotas, which have a shelf life of three days, took off. Today, apart from 50,000 kg batter, the company sells 40,000 chapatis, two lakh parotas and 2,000 packets (200 gm each) of tomato and coriander chutney in a day. Parotas accounted for 40 per cent of ID’s Rs 62-crore revenue in 2014/15.

ID today sells in eight cities – Bangalore, Mysore, Mangalore, Chennai, Mumbai, Hyderabad, Pune and Sharjah. A total of 200 Tata Ace delivery vehicles go around the seven cities in India. ID now employs 650 people, touching more than 10,000 stores a day. Mustafa says the company has been profitable from day one and the amount of batter it sells in one day can make a million idlis.

Most of the expansion has been done by ploughing back profits. They could have borrowed to grow faster, but Mustafa says religious principles forbid them from taking loans. Six months ago, ID raised Rs 35 crore from Helion Ventures, a venture capital (VC) fund, to modernise its factories, expand its fleet, and for marketing and R&D. Mustafa says mentoring by people such as management consultant Ashok Dhingra, which was enabled by Helion, is what attracted him to Helion “in spite of being wooed by more than 60 VCs”.

In the pipeline are fresh sambhar, coconut chutney and dhokla for the Ahmedabad market. ID plans to be present in 30 cities in the next six years, though Mustafa says it will not get into ready-mix spices or categories where there are large players unless they can ensure differentiation.

Harish Bijoor, who runs an eponymous management consultancy, says scaling up the fresh food business is not easy. “Unlike batter, which is a fairly standard product, succeeding in other daily food categories may be harder due to regional variations in taste,” he says.

But a gung-ho Mustafa says with a smile: “For a guy who failed his sixth standard, I don’t think I have done badly by selling batter.”

An Exceptional Rendezvous

 

An Exceptional Rendezvous                                                

A rare and privileged opportunity for the faculty and students of our college to meet The Hon’ble Chief Minister Smt. Anandiben Patel and MINISTER-GUJARAT (Higher & Technical Education, Women & Child Development) Prof.  Smt. Vasuben Trivedi at the Gandhinagar Vidhan Sabha.

The Hon’ble Chief Minister addressed the students and offered them an Opportunity to witness the ongoing session in the Legislative Assembly and also to take a tour of the Vidhan Sabha .
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Oshwal Education Trust Year 2014 Photos

Chinese President Xi Jinping in India: 10 things to note

It is only the third time that a Chinese president has visited India. Xi Jinping, the new Chinese President, has promised to redefine the relationship. He said that China would invest in India’s infrastructure and manufacturing sectors and agreed to open the Chinese market for Indian goods and services. This could be good news for India’s economy overall.

Here are 10 things to note:

1. Trade relations: The Chinese president promised a market access to Indian goods and services in China. This is important from the trade relations standpoint. India’s trade deficit (excess of imports over exports) stood at $ 40bn in 2013-14 from close to $ 1bn in 2001-02. This really means India imports goods and services worth $ 40bn in excess over what it exports to China. This results in India spending more foreign exchange than earning. This causes distress to the overall current account deficit of India and puts pressure on the Indian currency.
2. Chinese investment: China will invest $20bn in India over the next 5 years. China has so far invested $400m in 14 years in India, according to one report. This is a significant jump. India needs to build infrastructure and requires significant amount of money. The Chinese have and continue to invest in their country’s infrastructure. This has helped China lift millions out of poverty and clock a fast growth rate over the past 30 years.
3. Two industrial parks: The Chinese President said that China will invest $ 6.8bn in two industrial parks to boost manufacturing in the country. One in Gujarat and one in Maharashtra. The two industrial parks would have all the possible infrastructure needed. The idea is to manufacture goods and export out of India. This is expected to give a significant boost to India’s manufacturing sector.
4. Exports: China is expected to open up its markets for Indian pharma companies. This should allow pharmaceutical companies to export drugs to China. The Chinese president also highlighted the prowess of India’s IT services companies and how it should join forces with China’s factories. That should be good news for Indian IT services exports.
5. Railways: China has signed memorandum of understanding to help India enhance speed of trains, redevelop railway stations and work on a feasibility study to build high-speed railway links. Prime minister Narendra Modi has announced intentions to build a faster train network to link major metro cities in India.
6. Stock market rally: Shares across the board jumped in India on Thursday. However, a sharp surge was witnessed in the capital goods, consumer durables and real estate. Sectoral indices representing these companies jumped more than 4% while frontline indices like Sensex and Nifty rose 2%. These sectors are the biggest beneficiaries of the deals signed by India and China. Investors expect most companies in these sectors to profit.
7. Tourism: Both China and India would host ‘Visit India’ and ‘Visit China’ years in 2015 and 2016 respectively. India receives 40 lakh foreign tourists in a year. A small country like Singapore gets 20m in a year. China gets nearly 10 times more tourists than India. Wealthy Chinese power tourism industry in major nations. India could benefit if some of those visit the country.
8. Mumbai and Shanghai: India and China reached an agreement to make Mumbai and Shanghai ‘sister’ cities. This agreement could see cultural and administrative exchanges of people taking place. This could help the local administration in these cities to learn from each other. The Indian government often said that Mumbai should be an international finance centre and follow Shanghai’s example. Similar memorandum of understanding was signed between cities of Guangzhou, China and Ahmedabad, India for closer cooperation between the local authorities of the two cities.
9. Jobs in India: The Chinese plan to invest in India could give a significant lift to the job market in India. The creation of industrial parks would need people to manage them. According to one report, the industrial park in Maharashtra is expected to be near Pune and focus on the auto components sector. This could mean more jobs in the sector and related srevices.
10. What could bother business: Businesses would now hope that while India and China resolve to enhance economic and business partnership, the politics takes care of itself. Both leaders have resolved to build mutual trust and tackle the complex border issues. The two leaders are in a position of strength to deal with complex problems on the border, according to experts. Narendra Modi received a strong mandate in recent general elections in India. The Chinese President is the general secretary of the Communist Party and heads the Central Military Commission making him a powerful President